Retirement Income Planning

At Capital Intelligence Associates, we understand the unique needs and challenges investors face who are retired or about to retire. It’s important to understand how you will structure your retirement income, how long your income will last, and which sources of income you should tap into first to minimize taxes and maximize income potential.

Helping you reach your goals and live the comfortable life you expect in retirement requires careful planning now. We can provide clear illustrations of how inflation, rising healthcare costs and market fluctuations may impact your income over time. We can also help you determine if LONG-TERM CARE INSURANCE may be the right choice for you as you seek ways to protect your income and your lifestyle in retirement.

Through comprehensive planning, we can help you prioritize your goals and develop a strategy that seeks to protect and grow your retirement assets. Whether you are in the accumulation phase or have already retired, a comprehensive strategy is critical to helping you:

• Meet retirement income needs, desires and expenses
  
• Maintain lifestyle choices and priorities
  
• Ensure that long-term goals and aspirations are funded for travel, healthcare, estate planning, charitable giving and other goals

We can assist you with the following:

For individuals:

• 401(k)/IRA Rollover Services
  
• Traditional and Roth IRAs
  
• Annuities
  
• Portfolio Management

For businesses:

• SEP IRAs
  
• SIMPLE IRAs
  
• Defined Contribution Plans
  
• Profit Sharing Plans
  
• Defined Benefit Plans
  
• Private Pensions
  
• Deferred Compensation
  
• ESOP

If you have questions about how prepared you are, or how long your income may last in retirement, we will be happy to meet with you to discuss your concerns and your objectives. There’s nothing more rewarding than the confidence that comes with knowing you are on the right path to pursuing your important financial goals. CONTACT US to learn more.