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Our Wealth Planning Process

A thoughtful and thorough approach to helping you pursue financial well-being
Financial planning is at the very core of the life planning services we offer to individuals and families seeking to build, protect and manage wealth over time. Retirement income planning; education, tax and estate planning; and insurance services are among the many components of a comprehensive plan designed to help you pursue multiple financial and lifestyle goals.

How It Works
Our legacy planning process begins with listening to get to know you and understand what is most important to you and your family. We ask a lot of questions as we help you articulate and further define your goals and objectives. Our discussion will incorporate these and other important topics:

Portfolio management
We assess your current holdings and make sure they are aligned with your short- and long-term goals. For investors seeking socially responsible investment opportunities, we can help you create a portfolio of investments aligned with your own personal values.

Estate planning
We analyze your assets and create a means to preserve your wealth from generation to generation. We can help you explore your altruistic passions and develop a philanthropic strategy.

Cash flow analysis
We develop a strategy that helps you maintain an appropriate lifestyle today, and tactically plan for tomorrow.

Investment strategies
Our team presents ongoing reviews of your investment performance and recommends modifications as needed.

Retirement income planning
Working with you we develop plans to help ensure your financial needs are taken care of for the rest of your life.

Risk management
We help you assess and then choose the most appropriate life, disability and long-term care insurance coverage.

Financial Planning with Wealth Visionsm

Wealth Visions℠, our fully integrated planning system, provides a comprehensive view of your financial picture, no matter where you are or where your assets sit. It can also help you consolidate and integrate the various areas of your financial life in real time, and can provide paper-based or electronic reports that can be viewed 24/7. Wealth Vision℠ also enables us to efficiently collect and analyze your financial data, enhance planning and goal measurement, and to track progress against your objectives on an ongoing basis.

Wealth Vision℠  provides:

  • Scenario planning from single-goal or event analysis to a comprehensive financial plan
  • A comprehensive, aggregated view of all of your financial assets
  • Real time asset values for your financial plan across multiple accounts and advisors
  • Secure, online vault for storing critical documents and information
  • A method for tracking spending, resulting in a consistently clear understanding of your spending and saving

Our Comprehensive Planning Process
From our initial meeting together, we work closely with you every step of the way to develop your unique financial path that is a true reflection of your particular goals and requirements.

By completing a confidential personal profile, you enable us to gain a better understanding of your needs

Once we make a detailed analysis of your finances, we then determine how to establish suitable long-term financial goals

We develop a selection of strategies and offer recommendations as to which are most appropriate for you

After careful consideration, you agree upon the best approach to take and we put your personalized plan into action

We maintain consistent communication with you as we carefully observe your portfolio and make any necessary adjustments